Author Archives: Noel
The Government has finally revealed details about the long-awaited ‘pensioner bonds’, first announced in the Chancellor’s Budget in March 2014. These accounts are designed to help retirees whose cash savings have been ravaged by interest rate cuts over several years.
Most working age people in the UK could make a dramatic change to their retirement stability by making some incremental changes to their saving habits, according to new research published by the Department for Work and Pensions (DWP). People are not saving … Find out more
HM Revenue & Customs’ new lower lifetime pensions allowance will catch out many middle-to-high earners, to the tune of up to a 55 per cent tax bill. So what are the alternatives to pensions as savings vehicles for retirement? There are believed to … Find out more
Noel provided me with expert business advice and tried and trusted techniques for dealing with a particular issue that had arisen in my business approach. As usual the advice was laced with humour! I would be very happy to recommend … Find out more
Copperfields Has A Great Air Of Professionalism. They’re Strong Financial Planners And Gets To The Heart Of Your Business/Life To Look At Want You Want To Achieve With Financial Planning And Investment.
Regular investment in ISAs could save pensioners a hefty tax bill on their retirement income. Building up an ISA pot over thirty years to around £700,000, could produce an income per year, just under the 40 per cent bracket, assuming a … Find out more
Salary exchange is a contractual agreement between you and your employer, which changes the way you are remunerated to increase the amount of benefits-in-kind you receive, and to reduce your cash earnings. Employers and employees will save on their National … Find out more
Millions of people saving for retirement faced dramatic changes to the rules governing pensions from April and next, so what are the consequences for pension savers? A radical reduction in the annual and lifetime allowances for contributions, as well as the abolition of … Find out more
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